Be your own most prominent advocate when it comes to health insurance by learning how to navigate a complex marketplace.
A recent study from academic researchers* found that 66.5% of all bankruptcies were tied to medical issues – either due to high costs for care or time out of work. It is critical that consumers learn how to navigate the health insurance they have and how to be better consumers in the marketplace.
The world of insurance is complex. Regulations and processes in the health insurance system change frequently, making it very challenging for even the savviest consumer to keep up. However, it is a system that at some point in our lives, we are all forced to engage with. It’s in your best interest to learn as much as possible so you can have the best chance at a smooth experience.
You will Learn:
Plain Language for Terms Used by Your Plan
Understanding Health Insurance (Employer-sponsored and ACA)
Choosing a health plan – what to ask and know
Advocacy – who to call when things go awry
*Medical Bankruptcy: Still Common Despite Affordable Care Act; Himmelstein, Lawless, Thorne, Foohey, Woolhandler; February 6, 2019, American Journal of Public Health
A woman, mother, and daughter – she has the experience of assisting her mother with chronic medical needs that resulted in establishing long term care givers in the home. As a mother of a son on the Autism Spectrum, she learned firsthand patient advocacy and making sure the family health care plan operated as advertised (spoiler alert! She’s caught numerous errors that would have cost thousands extra had she not understood and immediately acted!). A recent breast cancer survivor, she also understands that health insurance is a critical need.
Hallie Hart, CFP ® is passionate about educating; sharing knowledge and learning gleaned from personal experience and nearly twenty years professionally providing advice and guidance as a Certified Financial Planner designee. She works with women and their families – helping them live better, realizing their values and ultimately living a life they are proud to have led.